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The 36% rule is the tried-and-true home mortgage affordability tip that you should take into account when establishing a baseline for what you can afford to pay every month.
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What percentage of your income can you afford for mortgage payments? Do you use gross monthly income or take-home pay? Learn how much house you can afford.
How Much You Should Spend on a Home – Personal Finance – WSJ.com – Text Size larger. Try SmartMoney's “How Much House Can I Afford” calculator to find out how much you can afford. Keep in mind, in addition to the mortgage costs, you'll have to pay the closing costs and legal fees, which are usually 2% to .
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