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· FHA home loans are flexible and accessible. Home buyers today don’t often buy homes with 20% down. Low- and no-downpayment mortgages remain popular with first-time buyers and repeat buyers.
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The FHA recently made a big splash by announcing a reduction in some of its mortgage insurance premiums, but there are alternatives that could make the barrier to home ownership even lower for first time home buyers with moderate or low incomes.
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