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Your FICO score is not your mortgage destiny – Fannie and Freddie also have been open to a wider swath of buyers than many home shoppers might assume. six loans – 17.7 percent – had scores below 700. In both FHA and conventional loans,
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Your FICO score is not your mortgage destiny – Fannie and Freddie also have been open to a wider swath of buyers than many home shoppers might assume. More than one in six loans, 17.7 percent, had scores below 700. In both FHA and conventional.
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Allowing them to lower their minimum requirements for a loan. No longer do you need to have a 620 credit score, people with poor credit can get approved. These "bad credit home loans" are known as a sub-prime mortgage. FHA loans allow for poor credit scores as low as 500 with 10% down and 580 score with 3.5% down.
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