How Much House Can I Afford? – For those with less than stellar credit, it’s worth holding off until your credit score is at least 660 or above until you buy a home to get optimum rates. mortgage calculators: How Much House You Can.
do i need to get preapproved for a mortgage Why prequalify for your mortgage? 4 reasons to get. – Now don’t get too cocky, but being prequalified for a mortgage loan should help you feel more assertive as you’re home-shopping, especially if you’re a first-time homebuyer.