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5 Factors That Determine if You’ll Be Approved for a Mortgage – With government-backed loans, such as an FHA or VA loan, credit score requirements are. at least 620 — although you’d pay a higher interest rate if your score is below the mid 700s. Buying a home.
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Federal Housing Administration – It includes the Federal Housing Administration (FHA), the largest mortgage insurer in the world. The Office of Housing is the largest office within HUD, and has the following key responsibilities: Operating FHA, providing over $1.3 trillion in mortgage insurance on mortgages for Single Family homes, Multifamily properties, and Healthcare.
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